Home Loans

Whether you are a first-time buyer, looking to upgrade, or investing in UAE real estate, our mortgage solutions offer the stability you need.

High LTV (Loan-to-Value)	Up to 85% for UAE Nationals and up to 80% for Expatriates (for first property, under AED 5 million).	✓
Flexible Rate Options	Choose between fixed-rate (e.g., 1 to 5 years) and variable-rate mortgages linked to EIBOR (Emirates Interbank Offered Rate).	✓
Long Repayment Periods	Tenures up to 25 years.	✓
Off-Plan Financing	Available for approved developer projects.	✓
Requirements	1.) Property valuation by an approved evaluator. 2.) Clear title deed or Oqood (for off-plan). 3.) Proof of income and down payment capability.	✓

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Disclaimer: The interest rates, terms, and eligibility criteria mentioned above are indicative and subject to change based on Emirates Trust Bank's internal policies, the applicant's credit profile (Al Etihad Credit Bureau - AECB score), and prevailing UAE Central Bank regulations. Please consult with our loan advisors for personalized quotes.

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Home Loans

High LTV (Loan-to-Value)

Flexible Rate Options

Long Repayment Periods

Off-Plan Financing

Requirements

Apply Now

Apply Here

Get Call Back

Process Your Request

Send Your Request &
Get Call Back

(800) ETB BANK (382-2265)

Sun - Thur, 8:00 AM - 4:00 PM GST

Home Loans

Home Loans

High LTV (Loan-to-Value)

Flexible Rate Options

Long Repayment Periods

Off-Plan Financing

Requirements

Apply Now

Apply Here

Get Call Back

Process Your Request

Send Your Request & Get Call Back

(800) ETB BANK (382-2265)

Sun - Thur, 8:00 AM - 4:00 PM GST

Send Your Request &
Get Call Back