Personal Loans

Our personal loans provide flexible financing for various needs, whether you are planning a wedding, renovating your home, or consolidating debt.

High Loan Amounts	Up to 20 times your monthly salary (subject to eligibility).	✓
Competitive Interest Rates	Starting from as low as 3.99% flat p.a. (equivalent to 7.34% reducing p.a.). Rates are influenced by your credit score and salary transfer status.	✓
Flexible Repayment	Tenures up to 48 months (60 months for UAE Nationals).	✓
Quick Approvals	Streamlined process for fast access to funds.	✓
Requirements	1.) Minimum monthly salary requirement (typically starting at AED 5,000 to AED 10,000 depending on the specific product). 2.) Salary transfer to Emirates Trust Bank is often required for the best rates, though non-salary transfer options are available. 3.) Valid UAE ID, Passport, and Visa.	✓

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Disclaimer: The interest rates, terms, and eligibility criteria mentioned above are indicative and subject to change based on Emirates Trust Bank's internal policies, the applicant's credit profile (Al Etihad Credit Bureau - AECB score), and prevailing UAE Central Bank regulations. Please consult with our loan advisors for personalized quotes.

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Start your journey today with our quick and easy online application form. It only takes a few minutes!

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Personal Loans

High Loan Amounts

Competitive Interest Rates

Flexible Repayment

Quick Approvals

Requirements

Apply Now

Apply Here

Get Call Back

Process Your Request

Send Your Request &
Get Call Back

(800) ETB BANK (382-2265)

Sun - Thur, 8:00 AM - 4:00 PM GST

Personal Loans

Personal Loans

High Loan Amounts

Competitive Interest Rates

Flexible Repayment

Quick Approvals

Requirements

Apply Now

Apply Here

Get Call Back

Process Your Request

Send Your Request & Get Call Back

(800) ETB BANK (382-2265)

Sun - Thur, 8:00 AM - 4:00 PM GST

Send Your Request &
Get Call Back